Skip to main content

Posts

Showing posts from September, 2026

How Much And How To?

We are talking about much desired “Financial Freedom” in this blog. Two numbers dominate this topic: -           How much do I need to get on to the shores of “financially free” land -           How do I reach the magical number. And that too rather quickly!!! The latter part – “how do”, receives overwhelming attention. It mostly translates to targeting highest return on capital invested. “How much” translates into a specific number, mostly without basis. Getting a hang of one’s “expenses”, which happen to be the foundation of arriving at “how much” does not get the focus it deserves. Maybe it is difficult to track expenses on daily basis. Or is it? What worked for me is a simple solution – do all your expenditures from one bank account. Fund this bank account monthly from your source of income and by the year end you will have fair idea of your annual expenses. Keep up at it for few ye...