A helping hand from numbers leads to objective opinions and confident decisions!!!

First question: How much do I have? Second question: How much of it is liquid which I can move around quickly? Third question: Where all, and how much do I want to put my money? Fourth question: Does my budget have a provision for any urgent requirement to ensure I don’t need to tweak my plan midway? Final Question: What is the plan for pulling out some money from an investment which has done exceedingly well against established benchmarks? 

Annualized returns as on 30 Sep 2025 Asset Class 1 (Gold): -           One year: 52%. Outstanding performance by Gold -           10 year: 16.12% Asset Class 2 (Equities, basis Nifty 500 TRI ): -           One year: Negative 4.94%. Abysmal performance by equities in past 1 year, more so when compared to gold returns -           10 year: 14.35%. Now it does not look that bad even if you bring gold in perspective However, it is quite clear gold trumped equites both in long and short horizons. Good many people will be inclined to go for gold investments going forward, now that data proves gold trumps equities even in long horizon But hang on. What was the situation on 30 Sep 2024, and for good measure on 30 Sep 2023. Here we go… Annualized returns as on 30 Sep 2024 Asset Class 1 (Gold): - ...